2nd & 3rd Mortgages

2nd & 3rd Mortgages

2nd & 3rd Mortgages

2nd & 3rd Mortgages

Tap into your home’s equity without touching your first mortgage—ideal for renovations, investments, or large expenses.

Tap into your home’s equity without touching your first mortgage—ideal for renovations, investments, or large expenses.

Unlock the value of your home with flexible funding

How a 2nd or 3rd mortgage unlocks your home equity

These mortgages allow you to borrow against your home’s equity without refinancing your primary mortgage. They provide a practical way to secure funding for major projects or unexpected expenses.


When conventional loans fall short of your goals

Traditional lenders often hesitate to approve additional mortgages due to strict lending criteria. This can make it difficult to access your home equity when you need it most.

Turn your equity into opportunity

Whether you need to renovate, consolidate debt, or cover other expenses, a 2nd or 3rd mortgage offers the flexibility to use your home’s value to your advantage.

By leveraging the equity you’ve built, 2nd and 3rd mortgages provide a quick and accessible way to meet financial goals without disrupting your primary mortgage.

Advantages of
2nd & 3rd Mortgages
  • Access additional funds without refinancing your primary mortgage

  • Flexible terms tailored to your needs

  • Quick approval and funding timelines

  • Use funds for renovations, debt consolidation, or other expenses

  • Preserve your existing mortgage terms

2nd & 3rd Mortgages

FAQs

Explore all of our most common questions.

What are 2nd and 3rd mortgages in Ontario?
What are 2nd and 3rd mortgages in Ontario?
What are 2nd and 3rd mortgages in Ontario?
What are 2nd and 3rd mortgages in Ontario?
What are 2nd and 3rd mortgages in Ontario?
How can I use a 2nd or 3rd mortgage in Ontario?
How can I use a 2nd or 3rd mortgage in Ontario?
How can I use a 2nd or 3rd mortgage in Ontario?
How can I use a 2nd or 3rd mortgage in Ontario?
How can I use a 2nd or 3rd mortgage in Ontario?
Who qualifies for a 2nd or 3rd mortgage in Ontario?
Who qualifies for a 2nd or 3rd mortgage in Ontario?
Who qualifies for a 2nd or 3rd mortgage in Ontario?
Who qualifies for a 2nd or 3rd mortgage in Ontario?
Who qualifies for a 2nd or 3rd mortgage in Ontario?
How quickly can I get a 2nd or 3rd mortgage in Ontario?
How quickly can I get a 2nd or 3rd mortgage in Ontario?
How quickly can I get a 2nd or 3rd mortgage in Ontario?
How quickly can I get a 2nd or 3rd mortgage in Ontario?
How quickly can I get a 2nd or 3rd mortgage in Ontario?
Are 2nd and 3rd mortgages regulated in Ontario?
Are 2nd and 3rd mortgages regulated in Ontario?
Are 2nd and 3rd mortgages regulated in Ontario?
Are 2nd and 3rd mortgages regulated in Ontario?
Are 2nd and 3rd mortgages regulated in Ontario?
Why consider a 2nd or 3rd mortgage instead of refinancing?
Why consider a 2nd or 3rd mortgage instead of refinancing?
Why consider a 2nd or 3rd mortgage instead of refinancing?
Why consider a 2nd or 3rd mortgage instead of refinancing?
Why consider a 2nd or 3rd mortgage instead of refinancing?